The electronic money payment solution for marketplaces, crowdfunding platforms and collaborative economy
API-money is an electronic money payment solution from W-HA, a 100% subsidiary of the Orange group and approved by the ACPR as an Electronic Money Establishment.
We offer a suitable solution for collaborative platforms or Marketplaces, compliant with regulations and the European Payment Directive (DSP2), in particular with regard to collection management on behalf of third parties.
In addition, our European passport in more than 30 countries allows you to guarantee the security of the funds collected on users’ wallets.
Acquisition And Issuance Of Flows
Bank cards, SEPA transfers, SEPA direct debit
Cantonment Of Funds
Protection of funds collected in an escrow account
Flow monitoring and KYC
An electronic money payment solution adaptable to your business
API-money is an electronic money management solution which provides all payment services, manages KYC obligations and covers against the risks of fraud. Thus, we provide you with an efficient payment solution which also optimizes the conversion rates.
Acquisition and issuance of transactions
Transfer between wallets and refund management
Collection of management fees and commissionsAcquisition et émission des transactions
No VAD contract
Collection on behalf of third parties
Compliance with European regulations
Cantonment of funds
Personalized payment flows
Create payment flows adapted to your ecosystem thanks to our fully white label solution and take advantage of the flexibility of our technology to build the user journey you need.
Segregate funds for as long as necessary and transfer them easily thanks to our e-wallet management and our payment system.
We also take care of executing payment orders to beneficiary accounts.
A payment solution designed for developers
API-money is an optimized payment platform that includes the integration of payments into the user journey and the automation of the KYC process.
So we offer an API designed for developers, who can rely on complete online technical documentation to implement the optimal approved payment solution for marketplaces, crowdfunding platforms and collaborative economy.
Test environment (sandbox)
Simplified technical integration